Retirement is evolving, and today’s savers expect more flexibility, choice, and personalized guidance along their financial journey. Supporting participant choice doesn’t mean losing control. It means staying relevant in a landscape that increasingly values personalization.

Pontera helps recordkeepers, plan sponsors, and advisors meet these expectations by delivering a seamless, secure, and human-centered solution that respects industry standards.

Together, we can shape the future of retirement: modern, compliant and built around participant outcomes.

Pontera enables advisors to securely manage participants’ held away assets, without rollovers and added complexity. Empowering recordkeepers, plan sponsors, retirement plan advisors to secure collaboration at scale to drive participant outcomes.

Industry leading security

SOC 2 certified, bank-level encryption

Regulatory alignment

Built with fiduciary regulations and requirements in mind.

Convergence of wealth and retirement

Supporting advisors in bridging the gap between work plans and personal wealth under one unified roof to deliver stronger outcomes for participants.

How Pontera supports

Pontera for Retirement Plan Advisors

Champion choice and expand your impact

A holistic approach is the new modern. Retirement plan advisors play a pivotal role at the intersection of wealth and retirement and are central to providing guidance on plan design, ensuring compliance and maintaining fiduciary oversight. With Pontera, RPAs can extend expertise to participants directly, helping them manage defined contribution plans as a part of holistic financial planning.

Pontera makes it possible to:

Retain strong fiduciary alignment to deliver better participant outcomes
Build and retain trust with participants through seamless and full-spectrum planning
Enhances the ability to service the wealth needs of participants

Pontera for Recordkeepers

Differentiate your platform with secure advisor-enabled management

Recordkeepers are at the heart of participant success.

Pontera unlocks the ability to:

Deliver higher participant satisfaction
Drive higher asset retention
Enhance plan competitiveness and give participants choice by adding advisor-driven account management

Pontera for Plan Sponsors

Enable choice and elevate participant experience

Plan sponsors want the best for their employees, but participants often seek advice outside the plan. In fact only about one-third of retirement savers feel they have a lot of control over their investment decisions, leaving the majority uncertain and underserved. Pontera changes that.

With Pontera:

Keep assets in-plan by enabling advisors to provide management without rollovers.
Enable participants to align their complete retirement and wealth picture with their chosen advisor
Enhance plan designs with access to personalized and professional guidance