Defined Contribution at Pontera

Retirement is evolving, and today’s savers expect more flexibility, choice, and personalized guidance along their financial journey. Pontera provides support in the ever-changing world by enabling advisors to securely manage participants’ held away assets, without the need to roll money out of plans.

Supporting participant choice doesn’t mean losing control, it means staying relevant in a participant landscape that increasingly values personalization.

Our Defined Contribution Partnerships team is working with recordkeepers and promoting collaboration among plan sponsors, and advisors to build a more connected retirement ecosystem.

Together, we can shape the future of retirement to be built around participant outcomes.

Industry leading security

SOC 2 certified, bank-level encryption

Regulatory alignment

Built with fiduciary regulations and requirements in mind.

Convergence of wealth and retirement

Supporting advisors in bridging the gap between work plans and personal wealth under one unified roof to deliver stronger outcomes for participants.

How Pontera supports

Pontera for retirement plan advisors

Champion choice and expand your impact

A holistic approach is the new modern. Retirement plan advisors are central to providing plan sponsors guidance on plan design, ensuring plan compliance and maintaining fiduciary oversight. With Pontera, RPAs can extend their reach to participants directly, helping them manage defined contribution plan accounts as part of a holistic financial planning process.

Pontera makes it possible to:

Retain strong fiduciary alignment to deliver better participant outcomes
Build and retain trust with participants through seamless and full-spectrum planning
Service the wealth needs of participants

Pontera for recordkeepers

Differentiate your platform with secure advisor-enabled management

Recordkeepers are at the heart of participant success, handling administration, providing investment options and services for plan sponsors, and helping participants stay on track for a successful retirement.

Pontera unlocks the ability to:

Deliver higher participant satisfaction
Drive higher asset retention
Complement existing in-plan guidance and advice solutions by allowing participants who already have a wealthy advisor to get help with their defined contribution account
Enhance plan competitiveness and give participants choice by adding advisor-driven account management
Support the ongoing evolution and convergence of wealth and retirement planning

Pontera for plan sponsors

Enable choice and elevate participant experience

Plan sponsors want the best for their employees, but participants often seek advice outside the plan. In fact only about one-third of retirement savers feel they have a lot of control over their investment decisions, leaving the majority uncertain. Pontera changes that.

With Pontera:

Enable participants to align their complete retirement and wealth picture with their chosen advisor
Keep assets in-plan by enabling advisors to provide management without the need for rollovers
Provide an important benefit to key employees